How to Get a Replacement Car Key
It can be a hassle to lose car keys. It can also be costly depending on the type you have.
The easiest way to get an exchange is to contact an auto locksmith. This option is usually cheaper and quicker than calling a dealership or roadside assistance.
Cost
In the past, losing your car keys wasn't a huge issue. You could simply visit your local hardware store and get a new key. Today, however it's more complex and expensive. This is because cars are more technologically advanced, and their keys too. While this may make the keys more secure from theft but they also make them more expensive to replace.
The cost of replacing a lost key will depend on the year, make and model of your vehicle. Many newer vehicles have key fobs with a transponder to prevent theft. These chips need to be connected to your vehicle. This typically requires a locksmith or a dealer. The cost of this service may depend on the kind of vehicle you own, but can be up to $200.
Certain modern vehicles also have a laser-cut keys that need to be programmed using a specific machine only found at dealerships and specialist auto locksmiths. The cost of the key for this kind of lock can be up to $100.
Another factor that will affect the cost of a lost key is where you live. If you live in a remote location it is likely that you will have to pay an additional fee for the service since the tow truck or locksmith must travel a long distance to reach you. A locksmith may also charge extra for work that is done on holidays, weekends, or after-hours.
You can lower the cost of replacing the car key that was lost by keeping a spare at your home or in your wallet. You should also keep the registration or title documents with you, since these will be needed to prove that you are the owner of the vehicle should you have to contact the dealership to request the replacement key. You can also contact your roadside assistance service. You may be able get temporary replacements based on the terms and conditions of your roadside assistance service.
Time
It can be a hassle to lose your car keys, however it's crucial not to panic. First, take a minute to look for your car keys in obvious places such as your purse or pocket. Then, take a walk through your day and try to recall the places you may have left the keys. This could help you remember where you lost the keys, or even if they're still in your car. If you can't find your car keys, it might be time to purchase new keys.
Most modern cars come with an electronic key fob that uses a code in order to unlock and start the car. This type of key needs to be reprogrammed to work with your specific vehicle, and this is usually a task that requires an expert. Contact an auto locksmith and provide proof of ownership.
Old-fashioned car keys made of metal are much more simple to replace than remote key fobs. They operate 100% mechanically and are not complex to duplicate, so a local locksmith can make you a replacement on the spot in the event that you've lost one. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. If you'd like to backup your old-fashioned car keys, you can go to a hardware store specializing in automobiles and have them copied quickly and cheaply.
If your car keys begin to look worn out and you are thinking of replacing them, you should think about replacing them. Regular use can wear away the teeth on the keys and cause it to be difficult to align them correctly. If the key begins to stick, it may be time to replace it.
The dealer might need to program the key if you own a newer model or a luxury automobile. This is a complex job that can be expensive and take a long amount of time to complete. Based on the model of your car you might be able to have the work covered by your car warranty or insurance.
The availability
Even if you're an excellent driver, it's still possible to lose your car keys. This can be a major issue particularly if it happens at a time that isn't convenient like when you're at the grocery store or gas station and want to return home. There are many options to replace your lost key. You can locate a locksmith, contact roadside assistance, or call your insurance provider.
You'll first need to identify the type of key you're using. This is important since various cars have different kinds of keys. Some keys are old-fashioned and only lock with the key cylinder. Others include a chip which communicates with the vehicle to open doors and even start the car. Some keys can be easily replaced by an auto-locksmith while others might require you to visit a dealer for a replacement from the manufacturer.
You should first read the instruction manual or contact the dealer for instructions on how to program the key to your vehicle. You'll need proof that you own the vehicle, and then wait for a few more days for the dealer to request an alternative. This process requires you to take your vehicle to a locksmith, or another service provider, to get it programmed. It is not the best option for those who are unable to move or have tight schedules.
If you have a spare key, the process is much simpler. You can typically purchase keys online for a very low cost depending on the model of vehicle. If your keys have a transponder and key fob, then you'll need to consult a licensed expert to replace them and program them. Based on the make and model you may have to take it by the dealer or pay a locksmith to replace the key.
A bluetooth tracker is an additional option to obtain a replacement car key. These small devices attach on your keyring, emitting the signature, which can be retrieved using an iPhone with an app installed. The app will show you the location of your key, so you can easily locate it.
Insurance
The majority of the time, car insurance does not cover keys lost. There are exceptions. Some of the top insurance companies, who are committed to customer satisfaction, provide additional insurance for things like keys lost. It's typically an extra cost, but could be less expensive than paying out of pocket for the cost of replacing keys.
The specific policy and the deductible will determine if your car insurance covers keys that are lost. Metal keys are generally simple to replace, however if you have an smart key or an electronic fob, it can be more difficult. These keys are laser-cut and use chips that transmit a signal to the vehicle, meaning they are much more complicated to replace than traditional mechanical keys. Furthermore, these kinds of keys can be more expensive because you'll likely need to pay for a locksmith as well as the cost of the new key.
Consider using an auto club service or roadside assistance to save money when replacing a lost key. These companies may provide locksmiths with discounted rates, and may even cover the cost of the new key. Some of these companies also provide emergency lockout services, which can be useful if you're in a rush and have to get back on the road.
You can also contact your car dealer to see if it can assist. Locksmiths are typically on hand at the majority of dealerships, and could be able to create you a key for a reasonable price. However should the dealer need to purchase a brand new key for your vehicle it may take a few days to receive. Keep all receipts and documents regardless of the method you select. This will allow you to file a claim with your insurance company.
The loss of your car keys is a frequent occurrence. It's not a pleasant experience however, it can happen to anyone. However, there are strategies to help you avoid costly consequences. The most efficient and cost-effective method to replace lost car keys is by contacting a local locksmith. However, auto car key replacement is important to consider the financial benefits versus the time and expense involved before filing an insurance claim.